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FREE Health Insurance Quote Comparison. It's a fast, easy process that will only take you a few minutes. Why Us? Compare up to five FREE insurance quotes. It only takes about 4 minutes to fill out the quote form. You are under no obligation to purchase anything and the quotes are absolutely free. It's time to start saving money on your health insurance premiums! Make sure you aren't overpaying for health insurance. A free quote comparison will let you know whether you are or not. FREE Quote Comparison! Co-Payment This term refers to a flat dollar amount paid by the insured for medical services. Co-payments are paid by the insured for each office visit, regardless of the nature of the visit. Length of Stay (LOS) This term refers to the duration of a patient’s stay in a hospital or other in-patient facility. LOS is derived by subtracting day of admission from the day of discharge. Co-Insurance This term refers to the additional money that an insured has to pay for medical services after the deductible. On a health insurance policy, co-insurance is often specified as a percentage. Universal Healthcare in the United States It is claimed that the United States is the only industrialized nation that does not guarantee access to health care as a right of citizenship. There are political signs that universal healthcare could one day become a reality, however. What is a Formulary? A formulary is a listing of pharmaceutical substances, describing their formulas, how to prepare them, and how to utilize them. A formulary is used by managed care organization providers when prescribing medications. What is Medicaid? Medicaid is a U.S. program that is jointly funded by the federal government and each individual state. Medicaid’s purpose is to reimburse hospitals and doctors for the services they provide to people who are unable to pay for their own medical costs. What is Medicare? A U.S. social security program that reimburses hospitals and doctors for the services they provide to qualifying people over 65 years old and/or disabled. What is a Network? Under a managed care plan, a network consists of the medical care providers and hospitals who have been contracted to service its members. What is Open Access? When a plan provides open access, it allows its members to self-refer an in-network or out-of-network specialist. The plan still provides full benefits or a slightly reduced benefit to its member. What is Outpatient Care? Outpatient care is when a patient receives treatment and is still able to return home without staying overnight at a hospital or similar facility. |
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